Home Insurance Dubai, Sharjah, Abu Dhabi, UAE | Contents Insurance | ADNIC
Choose home insurance to match your needs and budget
Whether you own or rent, our home insurance is a must for your peace of mind. With it, you’ll sleep easy knowing you won’t be out of pocket if you need to repair your home or replace contents if they are destroyed, damaged or stolen. We understand that if something unexpected does happen, you’ll want to get it sorted quickly. Whether it’s your precious technology that you can’t live without, jewellery or furniture, our trusted team is here 24 hours a day, seven days a week to make the home insurance claim process quick and easy.
Platinum
About your home
You have a large house with a lot of expensive valuables that you keep at home.
Our cover
Our Platinum policy is our premier policy designed to give you the highest level of cover for total peace of mind, with contents cover up to AED 400,000.
Gold
About your home
Your home is bigger than most and houses some of your favourite and most valuable things.
Our cover
Our Gold policy is our home insurance plus option, with generous allowances to give larger households real reassurance with contents cover up to AED 250,000.
Silver
About your home
You have a standard size house filled with personal belongings.
Our cover
Silver is our standard home insurance policy that covers most needs with contents cover up to AED 150,000.
Bronze
About your home
You have a smaller house or apartment and are looking for basic cover.
Our cover
Offering great value for money for smaller households, our Bronze policy is designed to meet basic needs with contents cover up to AED 50,000.
Our Promise to you
LEARN MORE ABOUT USBuildings are covered, including apartments, as well as contents and personal belongings.
GET A QUOTEIf you rent, you’ll be covered for accidental damage to the property to protect your deposit.
GET A QUOTEOur quick and easy claim process saves you time and lets you get back to normal sooner.
Submit a claimGot a question? From finding the right policy to making a claim, our friendly team is here to help 24/7.
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VIEW ALL FAQ'SHow do I report a home claim?
To report a home-related claim, you can simply call our toll free 8008040, submit the claim online, or send us an email at comclaims.nm@adnic.ae. When you report the claim, you will need to send us a completed claim form.
Upon receipt of the claim, we will contact you within 2 working days to arrange inspection and assessment of the loss.
If my home insurance claim gets approved, how do I pay the settlement?
The settlement of your claim can be done through either cheque or bank transfer, once the IBAN details are provided.
If I need to make a home insurance claim, how soon do I report it to ADNIC?
You need to report the incident to us within 24 hours from the time of discovery, which may result in a claim.
After I submit all the documents requested, how soon the home insurance claim will be approved?
Once you have submitted all of the required documents, the claim will be approved within 7 working days.
Can I proceed with home repairs and then claim for the damaged incurred ?
Before you go ahead with repairs, you need to make sure you claim the damages first and receive approval. For more information, you can refer to the Claims Procedure section in your Policy.
What are my responsibilities after a loss?
Your responsibilities will differ depending on the type of claim, but there are two things that you should always do:
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Report your claim to us immediately
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Protect your property from further loss or damage
Do you accept scanned copies?
We accept scanned copies initially in order to process the claim, however, you must send us original copies after the claim is approved and before the payment is made.
What are the documents I am required to submit when reporting a claim?
Make sure you attach the completed claim form when you report the claim to us. Upon review and further investigation of the claim, we might request additional documents based on the type of loss.
What action has to be taken in case of theft?
If you experience theft, first notify the police immediately. The police report is a mandatory document we require in such cases.
What do I do if a network provider did not accept my card?
If your card does not get accepted by a network provider, please call us at 8008040.