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Travel insurance essentials: What you need for your next adventure

03 Oct 2025

There’s no doubt that travelling has become more accessible and desirable than ever before. nternational arrivals were up by 11% in 2024 compared to the previous year, according to the World Tourism Barometer announced at the beginning of 2025 by the United Nations World Tourism Organization (UNWTO).

With this growing global demand, it pays to be mindful of essential items when travelling – top of mind, alongside a passport and appropriate clothing, is of course travel insurance. Travel insurance is an indispensable part of any well-prepared journey.

While we must acknowledge that the overwhelming majority of travelling experiences are free from incident, travel insurance provides peace of mind in case things do not go as intended.

A key feature in many travel insurance policies is medical and emergency evacuation coverage. Whether you're exploring remote natural sites, engaging in high-adventure sports, or navigating regions with limited healthcare infrastructure, having strong medical coverage can transform a crisis into manageable logistics, not a financial disaster.

Another strong feature of travel insurance relates to baggage and personal belongings. Whether luggage is delayed, lost, or damaged, this coverage ensures you aren't left stranded without essentials during critical parts of your journey. This coverage also provides compensation for additional hotel stays, meals, or alternative transport, easing the frustration and financial toll of unexpected hiccups.

We believe travel insurance is still one of the very best instruments available to safeguard against these setbacks – it serves as a shield against countless risks that could accompany your journey. By having this peace of mind, you can relax, knowing that most things that could possibly go wrong on your trip will be covered.