15 Jul 2025

We all know that safe driving is important, but it is not just about avoiding accidents. The way you drive can actually affect how much you pay for car insurance too. That is why at ADNIC, we always encourage responsible driving. It helps protect you and others on the road, and over time, it can also help lower your motor insurance costs.

Let’s start with the basics. Your driving habits play a big role in how your insurance premium is calculated. Following traffic rules, sticking to speed limits, using your indicators, and giving way when needed, all reduce the risk of accidents. A clean driving record tells insurers that you are less likely to make a claim, which could mean better rates in the long run.

Another thing that is often overlooked is staying focused. It sounds simple, but distractions like checking your phone, eating, or fiddling with the radio can quickly turn into a dangerous situation. Giving your full attention to the road is one of the easiest and most effective ways to avoid accidents and unnecessary claims.

Of course, some behaviours are far more serious. Driving under the influence of alcohol or drugs is not only illegal but extremely risky. Besides endangering lives, it can also invalidate your insurance coverage. At ADNIC, we take this very seriously. Our policies are clear about this, and we always encourage drivers to make responsible choices that protect themselves and others.

It also helps to take care of your vehicle. Regular maintenance, like checking your brakes, tires, lights, and fluids, keeps your car in good shape and reduces the chance of breakdowns or accidents caused by mechanical failures.

Finally, having the right insurance plan matters too. ADNIC offers flexible motor insurance options with useful add-ons like off-road cover, roadside assistance, and car replacement. Choosing only what you really need guarantees you are properly covered without paying for things you do not use.

At the end of the day, safe driving benefits everyone. It creates safer roads and can even lead to savings on your insurance. To learn more about our plans or to request a quote, visit the Motor Insurance page on adnic.ae.