Individual

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SHIFA Individual/Family Medical Insurance

Our SHIFA medical insurance programs provide cover inside the UAE and Worldwide with the facility of direct billing to provide reassurance to you and your family. We have created a tiered medical insurance offering to simplify the process of selecting medical coverage and to ensure our customers have the level of insurance that best fulfills their needs. Our new, streamlined 4-tier system consists of Platinum, Gold, Silver and Bronze. Each tier comes with a clearly defined set of benefits – all you have to do is select the one that’s most suitable for you. Our value-added benefits: Our range of value-added features has been carefully selected to give you and your family reassurance. Here are a few of the features you can look forward to:

  • Pre-existing and chronic medical conditions covered up to annual limit.
  • Maternity cover up to the annual limit after 10 months’ cover (in Abu Dhabi emirate, coverage starts immediately).
  • Medical expenses due to work related injuries and illness covered.
  • Annual limit up to AED 15 Million (Platinum).
  • Optional dental and optical covers.
  • Direct billing facility in 197 countries with over 750,000 providers globally.
  • Reimbursement of claims at actual cost outside ADNIC network.

Table of Benefits—